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Life insurance, explained.
Plain language guides to your life insurance policy, from reading the document to choosing an advisor.
How to read your life insurance policy documentA plain language guide to reading your life insurance policy: the schedule, sum assured, premium, term, benefits, exclusions and what to check first.Surrender value in life insurance, explainedWhat surrender value means, how guaranteed and special surrender value differ, and what to check before you exit a life insurance policy early.The free look period in life insuranceThe free look period lets you review a new life insurance policy and cancel it if you are not satisfied. Learn how it works in India and what to do.How much life insurance cover do you need?A simple way to estimate how much life insurance cover your family needs: income, loans, goals and existing policies. No product pitch, just the method.Is your endowment policy worth keeping?How to look at an endowment or savings life insurance policy: what you paid, what it is worth now, the effective return and what to ask before you decide.How to choose a life insurance advisorHow to pick a trustworthy life insurance advisor in India: check the IRDAI licence, ask how they are paid, and look for advice that starts with your numbers.What is a life insurance policy check?A life insurance policy check shows what you pay, what you are covered for and what each policy is worth. Learn how it works and what the insurance score means.Life insurance terms explainedPlain language definitions of common life insurance terms: premium, sum assured, policy term, nominee, rider, lapse, surrender and bonus.